Residencial La Torre R-02
- What it is
- Purchase
- You buy the home at a maximum price set by the administration.
- Price
- €182,700
- Homes
- 119
- 1 bedroom
- How it is allocated
- Direct allocation
- First-come, first-served: you contact the developer directly.
Can I apply?
What this call requires. Meeting it lets you take part; the home is allocated afterwards.
- Not own another home (with exceptions)
Maximum income by household size
- Any household size
- €54,600
Indicative, based on Comunitat Valenciana's income limits. The administration issues the official decision. The income of your last filed tax return counts, not today's payslip.
The homes
- Type
- 1 bedroom
- Price
- €182,700
What you will actually pay
The figures the call publishes, plus what usually surprises people afterwards. For guidance: the call terms and the deed decide.
You need saved
€56,820
Mortgage at 80%
€146,160
- Price of the home: €182,700
- VAT (10%): €18,270
- Stamp duty (AJD), notary and registry: €2,010 (estimate)
Banks lend at most 80% of the price, so the entry plus taxes is what you must have saved. The ICO guarantee can cover part of that entry.
Could you afford it?
- Approx. monthly payment
- €693/month
- Up-front savings needed
- €56,820
- Recommended net income
- €1,980/month
- Down payment (20%)
- €36,540
- VAT (10%)
- €18,270
- Stamp duty, AJD (0.1%)
- €183
- Notary, land registry and gestoría
- €1,827
New build: 10% VAT, or 4% if the home is qualified as régimen especial or promoción pública. From 1 December 2026, also 4% if the rating is permanent or indefinite (Real Decreto-ley 29/2026, pending validation). Stamp duty at the main-home rate in Comunitat Valenciana; a protected home must be the buyer's main home. A protected home's first sale, once definitively qualified, may be exempt from stamp duty. Notary, registry and gestoría fees are orientative.
Not there yet? Work out when you could be
You're €56,820 short: saving at that rate you'd get there in about 15 years and 10 months.
Simple calculation, no interest or price changes. Protected prices move little, but check the live call when the time comes.
Rough estimate, not financial advice or a loan offer. Confirm with your bank.
Buying aids
Help you can apply for to buy this home. Most first-time buyers don't know these exist.
ICO guarantee for a first home
Mortgage guaranteeAll of SpainIf you're up to 35, or have children in your care, and your income is under your province's cap (€46,200 a year in the province of València), the State guarantees up to 20% of the mortgage (25% if the home is energy-rated D or better). With that guarantee the bank can finance up to 100% of the price, so you can buy without the usual 20% down payment.
Work out your province's cap →See and apply on the official site ↗
Orientative summary. The exact conditions and deadlines are on each aid's official site, where the application is made.
How to apply
- 1Register in the public protected-housing register for your region (it's free).Go to the register →
- 2Contact the developer directly; homes are assigned first-come, first-served.Developer's website →
- 3Check the official bases for exact requirements and dates.See the official rules →
And afterwards
- Can it be sold? Yes, at your region's maximum price and with its authorisation or visado. Selling a protected home →
- Rent it out? Only with authorisation or visado and with the rent capped. Renting out a protected home →
- Inherit it? It passes on with its protection: the heir does not have to qualify, but selling or renting stays controlled. Inheriting a protected home →
- What if I turn it down? Declining without cause can exclude you from the register: in Navarra, three years for a purchase and two for a rental. What happens if I turn the home down →
- A second-hand one? Before you make an offer, check the legal maximum price with the resale calculator. Resale calculator →
First time? How homes are allocated, explained in the guide →
Checked on 30 Oct 2026 · Proara: edificios de viviendas VPO en venta en València (La Torre R-02, Benimamet)How we know
- Why it looks current
- First-come allocation; the process is still open.
- What could change
- Data can go out of date between checks.
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All protected housing in València →All protected housing in this comunidad →What it really costs →
Indicative result, not an official decision.