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Diverso Montmeló (VPO, cooperativa Gesbró)

Tracking
Catalunya · View on the map
Open in Google Maps ↗
What it is
Purchase
General regime. You buy the home at a maximum price set by the administration.
Price
€176,340–321,460
excl. VAT
Homes
2–4 bedrooms
Applications
Until the homes run out
first come, first served
How it is allocated
Direct allocation
First-come, first-served: you contact the developer directly.
Go to the developer's pageShare on WhatsApp
Checked on 5 Oct 2026 · Gesbró: cooperativas de vivienda protegida (VPPL, VPPB) en la Comunidad de Madrid y VPO en la provincia de BarcelonaHow we know
Why it looks current
First-come allocation; the process is still open.
What could change
Data can go out of date between checks.

Can I apply?

What this call requires. Meeting it lets you take part; the home is allocated afterwards.

  • Not own another home (with exceptions)

Maximum income by household size

1 person
€64,148
2 people
€66,132
3 people
€68,976
4 people
€71,275

Indicative (2026 IRSC, unified zone). The administration issues the official decision. The income of your last filed tax return counts, not today's payslip.

Check your eligibility

The homes

Type
2–4 bedrooms
Price
€176,340–321,460

Prices excl. VAT.

What you will actually pay

The figures the call publishes, plus what usually surprises people afterwards. For guidance: the call terms and the deed decide.

Worked out for the call's cheapest home; the others cost more.

You need saved

€54,842

Mortgage at 80%

€141,072

  • Price of the home: €176,340
  • VAT (10%): €17,634
  • Stamp duty (AJD), notary and registry: €1,940 (estimate)

Banks lend at most 80% of the price, so the entry plus taxes is what you must have saved. The ICO guarantee can cover part of that entry.

See aid and guaranteesCheck the legal maximum price

Could you afford it?

Computed for the cheapest typology (€176,340 + VAT); the other typologies cost more.

Down payment
Term
Rate
Approx. monthly payment
€669/month
Up-front savings needed
€54,842
Recommended net income
€1,911/month
What the upfront cash is made of
Down payment (20%)
€35,269
VAT (10%)
€17,634
Stamp duty, AJD (0.1%)
€176
Notary, land registry and gestoría
€1,763

New build: 10% VAT, or 4% if the home is qualified as régimen especial or promoción pública. Stamp duty at the reduced rate for protected homes in Catalunya. It may be lower in your case. A protected home's first sale, once definitively qualified, may be exempt from stamp duty. Notary, registry and gestoría fees are orientative.

Not there yet? Work out when you could be

You're €54,842 short: saving at that rate you'd get there in about 15 years and 3 months.

Simple calculation, no interest or price changes. Protected prices move little, but check the live call when the time comes.

Rough estimate, not financial advice or a loan offer. Confirm with your bank.

Buying aids

Help you can apply for to buy this home. Most first-time buyers don't know these exist.

  • ICO guarantee for a first home

    Mortgage guaranteeAll of Spain

    If you're up to 35, or have children in your care, and your income is under your province's cap (€63,000 a year in the province of Barcelona), the State guarantees up to 20% of the mortgage (25% if the home is energy-rated D or better). With that guarantee the bank can finance up to 100% of the price, so you can buy without the usual 20% down payment.

    Work out your province's cap →See and apply on the official site ↗

  • Down-payment loan (Generalitat de Catalunya)

    Interest-free loanYour region

    Interest-free loan for the down payment: up to 20% of the price (max €50,000) if you are 18–40, it's your first home and your income is at most 6.5× the IRSC. The home becomes permanently protected housing. Open since June 2025 until funds run out.

    See and apply on the official site ↗

Orientative summary. The exact conditions and deadlines are on each aid's official site, where the application is made.

How to apply

  1. 1Register in the public protected-housing register for your region (it's free).Go to the register →
  2. 2Contact the developer directly; homes are assigned first-come, first-served.Developer's website →
  3. 3Check the official bases for exact requirements and dates.See the official rules →

First time? How homes are allocated, explained in the guide →

Other offers nearby

All protected housing in Montmeló →All protected housing in this comunidad →What it really costs →

Indicative result, not an official decision.