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Housing and the general election

The 29 November election and housing: what keeps running

On 5 October 2026 the Prime Minister announced a general election for 29 November. If you are applying for protected housing or aid, this is what changes and what does not, with the rule that says so.

TodayParliament dissolved; the Government keeps its full powers until the election.

Updated on 7 October 2026.

The short answer

Protected housing and aid calls keep their deadlines. They are opened by the regional governments, town councils and bodies such as Casa 47, and their dates are set by their rules (bases), not by the election calendar.

Today there are 214 protected housing offers open for applications and 47 housing aid calls open in Spain.

See open deadlinesRent aid by region

The dates

  1. 2 October 2026

    Congress repeals September's two housing decree-laws (RDL 26/2026 and RDL 27/2026). The Official State Gazette (BOE) publishes the repeal the same day.

  2. 5 October 2026

    The Prime Minister announces the dissolution of Parliament and a general election for 29 November. The decree, Royal Decree 806/2026, is published in the BOE of 6 October and takes effect that day.

  3. 6 October 2026

    The Council of Ministers approves two new housing decree-laws: 29/2026, on the social function of housing and affordable supply, and 28/2026, on the stability of rental contracts.

  4. 7 October 2026

    The BOE publishes Royal Decree-laws 28/2026 and 29/2026. 29/2026 comes into force the next day. The Standing Committee of Congress (Diputación Permanente) must validate or repeal them within 30 days of their enactment (Constitution, articles 78.2 and 86.2).

  5. 13 November to 27 November 2026

    Election campaign: 15 days, from 00:00 on Friday 13 to 24:00 on Friday 27 November (Royal Decree 806/2026, article 4, and the Organic Law on the General Electoral System, article 51).

  6. 15 November 2026

    Royal Decree-law 28/2026 comes into force: a main-home rental contract is extended for five more years (seven if the landlord is a company) unless notice is given six months ahead, and a landlord who does not renew compensates the tenant.

  7. 29 November 2026

    General election.

  8. After 29 November 2026

    The Government ceases and stays on in a caretaker role until the next one takes office (Constitution, article 101).

  9. 1 December 2026

    New protected homes with a permanent or indefinite rating sold by their developer start paying 4% VAT (Royal Decree-law 29/2026, article 7).

  10. 23 December 2026

    The Cortes elected on 29 November hold their opening session at 10:00 (Royal Decree 806/2026, article 5).

What keeps running

Protected housing calls

Developments, draws and applicant registers are run by the regional governments and town councils. Their deadlines and draws follow the rules of each call.

All open deadlines →

Aid under the State Housing Plan 2026-2030

The plan has been in force since 24 April 2026 (Royal Decree 326/2026). Its aid, rent aid included, is opened and managed by each region with state money, and after 29 November the caretaker Government keeps up the ordinary course of public business (Law 50/1997 on the Government, article 21.3).

Rent aid open today →The State Plan in each region →

Casa 47

The state housing body is still processing its second affordable rent call: 638 homes in five regions, under evaluation with no draw date yet (checked on 7 October 2026).

Casa 47: when is the draw →

The ICO guarantee for a first home

The ICO guarantee line for buying a first home runs until 31 December 2027, according to the ICO. You apply through the participating banks.

ICO guarantee by province →

The repeal of 2 October and the decrees of 7 October

Royal Decree-law 26/2026 extended the 4% VAT rate to more protected housing, created the ICO's TU CASA loan and capped some rent updates at 2%; 27/2026 dealt with extending rental contracts. Congress repealed both on 2 October 2026. The BOE of 7 October published Royal Decree-laws 28/2026 and 29/2026, which bring those measures back with changes: the 2% cap on rent updates and the extension of up to two years apply from 8 October, the five-year renewal from 15 November and the wider 4% VAT from 1 December. The TU CASA loan has been created, but you cannot apply for it until a Council of Ministers agreement sets who can.

What applies from the housing decrees, and from when →

What is still pending

The 2027 budget

On 21 July 2026 the Government approved the 2027 spending ceiling as the basis for its budget. With Parliament dissolved no laws can be passed, and a caretaker Government cannot approve the budget bill (Law 50/1997, article 21.5). If there is no new budget on 1 January, the current one is automatically extended (Constitution, article 134.4).

The 2027 IPREM

The IPREM is the income benchmark for almost all protected housing and aid. In 2026 it is 8,400 euros a year in 14 payments (600 euros a month), the value of the 2023 budget, extended since. No rule has set the 2027 value yet. Each call states in its rules which IPREM it uses.

New measures in the meantime

With Parliament dissolved, decree-laws are validated or repealed by the Standing Committee of Congress (Constitution, article 78.2). Royal Decree-laws 28/2026 and 29/2026 are awaiting that vote, with no date: the Standing Committee session called on 7 October for 16 October deals with two other decree-laws (24/2026 and 25/2026), not the housing ones. If they are repealed, their measures stop applying. After 29 November, a caretaker Government can only take measures beyond ordinary business for justified urgency or general interest (Law 50/1997, article 21.3).

Validation of the housing decrees (RDL 28/2026 and 29/2026)

Congress has to validate (convalidar) or repeal the two housing decree-laws of 6 October. With Parliament dissolved, the Standing Committee (Diputación Permanente) votes, within thirty days of their enactment (Constitution, articles 78.2 and 86.2). If a decree-law is repealed, its measures stop applying.

  • RDL 28/2026: renewal of rental contracts
  • RDL 29/2026: social function of housing, TU CASA, VAT

Date of the vote: not set (checked on congreso.es on 7 October 2026).

Below, the position each party has announced on the validation on its own website or in an official parliamentary statement, with its source and date. We do not infer positions from the press, from earlier votes or from being in government. Once the vote is held, the official result from Congress will replace this list.

Positions checked on 7 October 2026 at 23:30.

  • Partido Popular (PP)

    RDL 28/2026: no vote announced · RDL 29/2026: no vote announced

    Borja Sémper, national spokesperson, “considers it a ‘democratic absurdity’ (disparate democrático) that the Government takes to the Standing Committee (Diputación Permanente) the housing decrees that the full Congress rejected barely a week ago”.

    Show the Spanish text

    Borja Sémper, portavoz nacional, «considera un “disparate democrático” que el Ejecutivo lleve a la Diputación Permanente los decretos de vivienda que el Pleno del Congreso rechazó hace apenas una semana».

    Quote translated by Piso Propio. The original is in Spanish. · Party website (pp.es), 7 October 2026 ↗

  • Partido Socialista Obrero Español (PSOE)

    RDL 28/2026: announces support · RDL 29/2026: announces support

    Pedro Sánchez, secretary general, “has asked the parliamentary groups to validate both decrees with their vote”.

    Show the Spanish text

    Pedro Sánchez, secretario general, «ha pedido a los grupos parlamentarios que convaliden ambos decretos con su voto».

    Quote translated by Piso Propio. The original is in Spanish. · Party website (psoe.es), 6 October 2026 ↗

  • VOX

    No verifiable public position.

  • Sumar

    No verifiable public position.

  • Esquerra Republicana (ERC)

    No verifiable public position.

  • Junts per Catalunya

    No verifiable public position.

  • EH Bildu

    RDL 28/2026: announces support · RDL 29/2026: announces support

    Arnaldo Otegi, secretary general, “has expressed his support for the decrees presented by the Government”: “I think it is right that the Government presents the two housing decrees”.

    Show the Spanish text

    Arnaldo Otegi, secretario general, «ha mostrado su apoyo a los decretos presentados por el Gobierno»: «A mí me parece bien que el Gobierno presente los dos decretos de vivienda».

    Quote translated by Piso Propio. The original is in Spanish. · Party website (ehbildu.eus), 7 October 2026 ↗

  • EAJ-PNV

    RDL 28/2026: announces rejection · RDL 29/2026: announces support

    The Basque Group, according to its spokesperson Maribel Vaquero, “will keep its vote in favour of the decree-law of urgent measures to protect the social function of housing […] and will again reject the decree-law aimed at the automatic renewal of contracts”.

    Show the Spanish text

    El Grupo Vasco, según su portavoz Maribel Vaquero, «mantendrá su voto favorable al Decreto Ley de medidas urgentes para la protección de la función social de la vivienda […] y reiterará su rechazo al decreto ley que apunta a la renovación automática de los contratos».

    Quote translated by Piso Propio. The original is in Spanish. · Party website (congreso.eaj-pnv.eus), 6 October 2026 ↗

  • Podemos

    No verifiable public position.

  • Bloque Nacionalista Galego (BNG)

    No verifiable public position.

  • Coalición Canaria (CC)

    No verifiable public position.

What the parties propose on housing

The parties have not yet published their programmes for 29 November. Until they do, we list the most recent housing proposals of each party with a group or deputies in the outgoing Congress, as they appear in the party's own documents: its official website or the initiatives it registered in Congress during this term. Every proposal shows its source and date. When the programmes come out, we will add them.

  • Piso Propio does not support any party. We summarise each proposal in its source's own terms, without judging it.
  • Order: from most to fewest deputies in the party's parliamentary group when Parliament was dissolved, according to Congress. Podemos, BNG and Coalición Canaria sit in the Mixed Group.
  • Initiatives in Congress lapse when Parliament is dissolved. We cite them as the last proposal each party registered.
  • Separately, within each party: up to three housing initiatives its groups filed in regional parliaments since April 2026, with a link to the chamber's official record. These are regional policy initiatives, not proposals for the general election.

Sources checked on 7 October 2026 at 23:55.

Partido Popular (PP)Popular Parliamentary Group, 137 deputies · 6 proposals · 2 regional initiatives

In January 2026 the PP committed to building one million homes in the next term; on 5 October 2026 it speaks of 200,000 homes a year. We show the most recent figure.

Translated by Piso Propio. The source is in Spanish.

Show the Spanish text
  • Construir 200.000 viviendas al año, bajar impuestos y suprimir burocracia.
  • Para los jóvenes, bajar el IVA y el Impuesto de Transmisiones del 10 al 4% en la compra de vivienda, y avales del 100%.
  • Desgravaciones para los inquilinos y seguridad jurídica para los propietarios.
  • Silencio administrativo positivo en las licencias de edificación: si pasan tres meses sin resolución expresa, se entienden concedidas.
  • Inventario y dinamización del suelo público a través de un Portal de Suelo transparente.
  • Derogar las normas que intervienen en el alquiler y generan inseguridad jurídica, y una ley antiokupación.

In regional parliaments

Summaries by Piso Propio. The official text is behind each link.

Partido Socialista Obrero Español (PSOE)Socialist Parliamentary Group, 121 deputies · 7 proposals · 3 regional initiatives

The first six proposals come from the coalition Government's (PSOE and Sumar) housing decree-laws, as the PSOE presents them on its website: those of 29 September 2026, which Congress repealed on 2 October, and the two new ones the Council of Ministers approved on 6 October, which according to the PSOE "keep the essence" of the earlier ones. Where the two pages differ (automatic renewal of contracts on 29 September against an extension of up to two years on 6 October), we use the more recent one.

Translated by Piso Propio. The source is in Spanish.

Show the Spanish text
  • Ampliar la vigencia del escudo social frente a los desahucios hasta el 31 de diciembre de 2030.
  • Aplicar el IVA superreducido del 4% a la vivienda de promoción pública y a la vivienda protegida, proteger el parque público de vivienda y consolidar el modelo de Casa 47.
  • Línea TU CASA, de 10.000 millones y gestionada por el ICO: préstamos de hasta 50.000 euros sin intereses para comprar la primera vivienda habitual, pensada para los jóvenes pero abierta también a familias de más edad. Esas viviendas quedarían sujetas de forma permanente a un precio máximo de transmisión.
  • Prorrogar hasta dos años los contratos de alquiler de quienes estén al corriente de pago, limitar las subidas del alquiler y que los inquilinos puedan desgravarse parte del alquiler en la declaración de la renta.
  • Limitar la compra de vivienda por los «fondos buitre», vincular los beneficios fiscales de las SOCIMI al alquiler asequible y que Casa 47 adquiera miles de inmuebles de la Seguridad Social para destinarlos a vivienda.
  • Bonificaciones fiscales graduadas para rentas de hasta 33.000 euros, para reducir el esfuerzo económico de las familias.
  • Un impuesto estatal del 100% sobre la compra de inmuebles por personas y entidades no residentes en la Unión Europea.

In regional parliaments

Summaries by Piso Propio. The official text is behind each link.

VOXVOX Parliamentary Group, 32 deputies · 6 proposals · 3 regional initiatives

Translated by Piso Propio. The source is in Spanish.

Show the Spanish text
  • Que la compra de una primera vivienda habitual, nueva o de segunda mano, quede libre de cargas fiscales para los españoles.
  • Extender a toda España la deducción por gastos de alquiler en el IRPF.
  • Facilitar el acceso a la financiación hipotecaria, con especial atención a jóvenes y familias que quieren su primera vivienda.
  • Más vivienda nueva: más suelo disponible, procedimientos más ágiles, menos cargas burocráticas, y suprimir o bonificar las tasas e impuestos municipales y autonómicos del proceso de edificación.
  • Un régimen fiscal específico y disuasorio para la compra de vivienda por capital extranjero; lo recaudado iría a ayudas para jóvenes españoles y a vivienda protegida de acceso exclusivo para españoles.
  • Nuevos planes de vivienda protegida en propiedad o en alquiler con opción a compra.

In regional parliaments

Summaries by Piso Propio. The official text is behind each link.

SumarSUMAR Plurinational Parliamentary Group, 26 deputies · 7 proposals · 1 regional initiative

In its October 2025 housing proposals document (linked from the item on the rent of new contracts), Sumar proposed extending all rental contracts by three years. On its website on 29 September 2026 it speaks of a 2-year extension. We show the most recent one.

Translated by Piso Propio. The source is in Spanish.

Show the Spanish text
  • Que Casa 47 compre las viviendas que los fondos de inversión ponen a la venta, para incorporarlas al parque público y destinarlas a alquiler asequible.
  • Un registro público de grandes tenedores de vivienda, incluidos fondos de inversión y sociedades patrimoniales.
  • Que solo las personas físicas puedan comprar vivienda, con excepciones como las asociaciones y las entidades sin ánimo de lucro.
  • Una prórroga de 2 años para los contratos de alquiler.
  • Donde no haya zonas tensionadas declaradas, que los contratos nuevos y las renovaciones mantengan el precio del contrato anterior.
  • Que quienes tienen cuatro o más viviendas tributen un 5% anual por ellas, a través del Impuesto Temporal de Solidaridad de las Grandes Fortunas.
  • Considerar turísticos los alquileres de 30 días o menos y aplicar el IVA del 21% a las viviendas turísticas.

In regional parliaments

Summaries by Piso Propio. The official text is behind each link.

Esquerra Republicana (ERC)Republican Parliamentary Group, 7 deputies · 8 proposals · 1 regional initiative

Translated by Piso Propio. The source is in Catalan, Spanish.

Show the Spanish text
  • Multiplicar por seis o siete el parque público de vivienda, para acercarlo a los niveles de Austria o Dinamarca.
  • Traspasar a la Generalitat los activos de la SAREB y los recursos para ampliar ese parque, y penalizar y liberar las viviendas vacías del Estado para ponerlas en alquiler social.
  • Subir el IVA de los alquileres turísticos para frenar su expansión, sobre todo en las zonas tensionadas y en el litoral.
  • Reducir el Impuesto de Transmisiones (ITP) en Catalunya para los jóvenes y para la compra de la primera vivienda.
  • Un impuesto a la compra de vivienda por quien ya tiene otras: 4% la tercera, 8% la cuarta, 12% la quinta y 5 puntos más por cada vivienda adicional.
  • Aplicar el IVA del 4% de la vivienda protegida a la compra de vivienda por menores de 35 años por debajo de un umbral de renta.
  • Que los ayuntamientos de zonas tensionadas puedan cobrar un recargo de hasta el 50% del IBI a las viviendas de grandes tenedores y a las turísticas, y de hasta el 100% si el titular no acredita cinco años de residencia en España.
  • Que las SOCIMI no puedan alquilar por encima del precio de referencia ni destinar viviendas al alquiler turístico o de temporada, y eliminar sus beneficios fiscales.

In regional parliaments

Summaries by Piso Propio. The official text is behind each link.

Junts per CatalunyaJunts per Catalunya Parliamentary Group, 7 deputies · 4 proposals

According to Junts, these measures have been registered since April 2026 and were handed to the Prime Minister on 3 September.

Translated by Piso Propio. The source is in Catalan.

Show the Spanish text
  • Suspender los desahucios en viviendas propiedad de fondos buitre y limitar la compra de nuevas viviendas por parte de estos operadores.
  • Desgravar el coste del alquiler y de la hipoteca y reducir el IVA aplicable a la vivienda.
  • Incentivos fiscales para las cuentas bancarias destinadas a la compra o rehabilitación de vivienda.
  • Que la casa de una persona mayor siga considerándose su vivienda habitual aunque entre en una residencia, para evitar una penalización fiscal si la vende después.

In regional parliaments

We found no housing initiative by this party filed since April 2026 in the regional parliaments we checked.

EH BilduEuskal Herria Bildu Parliamentary Group, 6 deputies · 3 proposals · 3 regional initiatives

Its own recent documents yield only these three housing proposals; the third is a request to the Basque institutions.

Translated by Piso Propio. The source is in Spanish.

Show the Spanish text
  • Que las plataformas no puedan publicar ni contratar pisos turísticos sin licencia o número de registro, con sanciones de hasta un millón de euros.
  • Convertir en estructural y permanente el escudo social (moratoria antidesahucios, prohibición de cortes de suministros básicos) en lugar de prorrogarlo cada año.
  • Declarar toda la Comunidad Autónoma Vasca zona de mercado residencial tensionado.

In regional parliaments

Summaries by Piso Propio. The official text is behind each link.

EAJ-PNVBasque Parliamentary Group (EAJ-PNV), 5 deputies · 5 proposals

Translated by Piso Propio. The source is in Spanish.

Show the Spanish text
  • Modificar la Ley del Suelo para dar seguridad jurídica y agilidad a los planeamientos: si un error puede subsanarse, corregirlo en lugar de anular todo el plan.
  • Una regulación precisa que diferencie el alquiler habitual, el de temporada y el turístico, para evitar el fraude.
  • Considerar el alquiler turístico una actividad económica y aplicarle el IVA del hospedaje, del 10%.
  • Prórroga del alquiler de vivienda habitual, acotada en el tiempo, si el inquilino está al corriente de pago y lo ha estado los doce meses anteriores.
  • Que los propietarios con una o dos viviendas, la habitual y la que alquilan, no tengan que ofrecer alternativa habitacional a inquilinos vulnerables.

In regional parliaments

We found no housing initiative by this party filed since April 2026 in the regional parliaments we checked.

PodemosMixed Group · 5 proposals

Translated by Piso Propio. The source is in Spanish.

Show the Spanish text
  • Rebajar por ley la cuantía de todos los alquileres un 40% respecto a los precios actuales.
  • Expropiar el uso de las 650.000 viviendas en manos de grandes propietarios para incorporarlas al parque público de vivienda.
  • Expropiar el uso de las viviendas turísticas ilegales para incorporarlas al parque público de vivienda.
  • Contratos de alquiler de vivienda habitual de 10 años como mínimo, 12 si el arrendador es una persona jurídica.
  • En las zonas tensionadas, que las plazas turísticas no superen el 2% de las plazas en viviendas, y una moratoria de licencias de viviendas turísticas en municipios de más de 50.000 habitantes.

In regional parliaments

We found no housing initiative by this party filed since April 2026 in the regional parliaments we checked.

Bloque Nacionalista Galego (BNG)Mixed Group · 4 proposals · 3 regional initiatives

Translated by Piso Propio. The source is in Galician.

Show the Spanish text
  • Que el Estado, en su marco normativo básico, prohíba la compraventa con afán especulativo y los desahucios.
  • Topar los alquileres y las hipotecas.
  • Más financiación del Estado a las comunidades autónomas para vivienda.
  • Movilizar las viviendas del Estado (SAREB, Casa 47, Defensa, ADIF) y transferirlas a la Xunta de Galicia para un parque público de vivienda.

In regional parliaments

Summaries by Piso Propio. The official text is behind each link.

Coalición Canaria (CC)Mixed Group · 5 proposals · 1 regional initiative

Translated by Piso Propio. The source is in Spanish.

Show the Spanish text
  • Poder limitar la compra de vivienda por no residentes en Canarias.
  • Silencio administrativo positivo cuando pasen seis meses sin resolver una licencia de obra.
  • Revisar la ley del suelo, simplificar la burocracia e incentivar que se movilice la vivienda vacía.
  • Créditos para los jóvenes.
  • Más vivienda pública.

In regional parliaments

  • Asks the Canary Islands Government to strengthen aid for young people building their first main home, on top of the Hipoteca Joven Canaria, with no holiday-let use and at least five years of residence, and to promote cohousing and housing cooperatives for young people using industrialised construction. The plenary approved it on 26 May 2026.

    Parlamento de Canarias · Non-binding motion (proposición no de ley) 11L/PNLP-0419, filed on 13 April 2026 ↗

Summaries by Piso Propio. The official text is behind each link.

Sources

Official sources checked on 7 October 2026. For guidance only: what decides is each law and each call.